Financial Library

Montre Financial is pleased to keep you informed with the latest financial planning articles.

How to maximise the impact of your inheritance

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely Australia is entering one of the largest intergenerational wealth

Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 48,500 new SMSFs were established

Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from interest rates to the

Perspective, not policy, drives long-term investment success

In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital

Understanding concessional and non-concessional contributions

Understand which contributions are before-tax or after-tax and how super and tax rules apply to them. Tax and restrictions on

The winners, the laggards, and the next phase of AI investing

Why not all tech stocks are benefiting from the AI boom For Australian investors with a keen interest in markets

Perspective, not policy, drives long-term investment success

In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital

Understanding concessional and non-concessional contributions

Understand which contributions are before-tax or after-tax and how super and tax rules apply to them. Tax and restrictions on

The winners, the laggards, and the next phase of AI investing

Why not all tech stocks are benefiting from the AI boom For Australian investors with a keen interest in markets

Dividend versus growth investing – which option suits you?

Picking an investment strategy depends on your life stage, income needs and tax factors When considering a strategy for investing

Buying an investment property

Pros and cons of investing in property Property investment is often seen as being less risky than other forms of

Break out the spreadsheet: profitability made simple

If your profit lives in your head, not on a spreadsheet, we need to fix that. The thing most soloists

Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 48,500 new SMSFs were established

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

How SMSFs are taxed

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on income Self-managed

Downsizing your home

Downsizing at a glance Downsizing your home can reduce the size of your mortgage and ongoing running costs in some

Departing Australia superannuation payment

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation

Make your money last in retirement

Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

Downsizing your home

Downsizing at a glance Downsizing your home can reduce the size of your mortgage and ongoing running costs in some

Departing Australia superannuation payment

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation

Make your money last in retirement

Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When

SMSF record-keeping requirements

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super

Superannuation: more relevant than ever

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as

How to maximise the impact of your inheritance

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely Australia is entering one of the largest intergenerational wealth

Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from interest rates to the

Who has access to my bank details? What protections are in place to prevent misuse?

Two brothers – Paul Issa and Phillip Issa – ABC News Breakfast it was “appropriate that charges have been laid”

Managing your financial health

Understanding financial health Financial health is an important part of our lives. When we take care of our financial health

The case of Unlucky Steve, who bought before every crash

Even investors who bought at the worst possible moments over 25 years still more than tripled their money One of

Preparing your business for the new financial year

Every new financial year comes with a list of must-do tasks, but 2026-27 is bringing a range of fresh challenges

Home loan pre-approval

Everything you need to know about getting a pre-approval for your mortgage. What is pre-approval? Home loan pre-approval (or conditional

Choosing a home loan

When you’re looking for a good deal on a home loan, the interest rate matters. With the cash rate on

Save for a house deposit

Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much

Releasing the value in your home

Rising property prices have led many people to look for ways to unlock the increased equity in their homes so

Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 48,500 new SMSFs were established

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

How SMSFs are taxed

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on income Self-managed

Departing Australia superannuation payment

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation

SMSF record-keeping requirements

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super

Superannuation: more relevant than ever

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as

Estate planning gives you a final say

Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care

Yours, mine and ours – estate and succession planning for modern families

Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A

New aged care act: what you need to know

Sweeping reforms to aged care began on 1 November 2025 to help improve the quality, transparency and flexibility of care.

Financial Library

Montre Financial is pleased to keep you informed with the latest financial planning articles.

If you would like to discuss how one of the financial advisers at Montre Financial can assist you with your wealth creation goals, please book a chat.

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