Financial Library

Montre Financial is pleased to keep you informed with the latest financial planning articles.

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”.

Chores or no chores? The economic psychology of giving kids pocket money

When growing up, many kids earned pocket money by babysitting, mowing lawns, walking dogs or washing cars for their neighbours.

Putting healthspan at the heart of your plan

There is something deeply hopeful about the fact that we are living longer than previous generations. Advances in medicine, safer

Diversification

Diversification is an investment management strategy that reduces the impact of some of your investments performing poorly. What is diversification

Protect your money in retirement

Retirement can be a time when people may try to take advantage of your trust. Protect your money from people

Signals from the bond markets

If the financial markets could talk, then bonds would probably be saying: “We’re not convinced the story is over yet”.

Diversification

Diversification is an investment management strategy that reduces the impact of some of your investments performing poorly. What is diversification

What is compound interest?

Learn what compound interest is and how it can be used to grow your savings. Understanding compound interest Compound interest

Australia’s investment case has changed more than investors realise

Key takeaways Australia is no longer just a China proxy – demand for its resources is increasingly being driven

Income streams

These are regular payments made from your superannuation fund or purchased using either superannuation money or savings. Keep in mind,

Perspective, not policy, drives long-term investment success

In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital

Protect your money in retirement

Retirement can be a time when people may try to take advantage of your trust. Protect your money from people

Claiming a super death benefit

If someone close to you has died, you may be able to claim a super death benefit. What is a

Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 48,500 new SMSFs were established

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

How SMSFs are taxed

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on income Self-managed

Downsizing your home

Downsizing at a glance Downsizing your home can reduce the size of your mortgage and ongoing running costs in some

Protect your money in retirement

Retirement can be a time when people may try to take advantage of your trust. Protect your money from people

Claiming a super death benefit

If someone close to you has died, you may be able to claim a super death benefit. What is a

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

Downsizing your home

Downsizing at a glance Downsizing your home can reduce the size of your mortgage and ongoing running costs in some

Departing Australia superannuation payment

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation

Make your money last in retirement

Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When

Ensure your estate planning reflects your wishes

Many people are surprised to learn that some of their largest assets may not be covered by their will. With

How to maximise the impact of your inheritance

Australia’s $3.5 trillion wealth transfer: how to invest an inheritance wisely Australia is entering one of the largest intergenerational wealth

Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from interest rates to the

Who has access to my bank details? What protections are in place to prevent misuse?

Two brothers – Paul Issa and Phillip Issa – ABC News Breakfast it was “appropriate that charges have been laid”

Managing your financial health

Understanding financial health Financial health is an important part of our lives. When we take care of our financial health

The case of Unlucky Steve, who bought before every crash

Even investors who bought at the worst possible moments over 25 years still more than tripled their money One of

Home loan pre-approval

Everything you need to know about getting a pre-approval for your mortgage. What is pre-approval? Home loan pre-approval (or conditional

Choosing a home loan

When you’re looking for a good deal on a home loan, the interest rate matters. With the cash rate on

Save for a house deposit

Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much

Releasing the value in your home

Rising property prices have led many people to look for ways to unlock the increased equity in their homes so

Claiming a super death benefit

If someone close to you has died, you may be able to claim a super death benefit. What is a

Record SMSF growth driven by digital access

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist 48,500 new SMSFs were established

What the Payday Super changes mean for your retirement

Significant reforms to the Australian superannuation system are about to take effect and could help people boost their super balances

How SMSFs are taxed

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on income Self-managed

Departing Australia superannuation payment

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation

SMSF record-keeping requirements

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super

Estate planning gives you a final say

Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care

Yours, mine and ours – estate and succession planning for modern families

Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A

New aged care act: what you need to know

Sweeping reforms to aged care began on 1 November 2025 to help improve the quality, transparency and flexibility of care.

Financial Library

Montre Financial is pleased to keep you informed with the latest financial planning articles.

If you would like to discuss how one of the financial advisers at Montre Financial can assist you with your wealth creation goals, please book a chat.

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